When you buy a home, you’re not just purchasing the property — you’re securing the legal right to own it. Title insurance helps protect that ownership from unexpected legal or financial issues after closing. With Kelly Blouin, by your side, you can move forward knowing your investment is protected from day one.
Title insurance is a one-time insurance policy that protects your ownership of a property from past issues tied to the title. Even with a thorough title search, certain problems can remain hidden and surface later. Unlike home insurance, which protects against future damage, title insurance protects against pre-existing title defects — for as long as you own the property.
Title insurance can protect:
Coverage applies to resale homes, new builds, condos, and vacation properties.
If you’re buying with a mortgage, lenders require title insurance to protect the loan amount. This lender’s policy remains active until the mortgage is fully paid off. Owner’s title insurance is optional but strongly recommended. It protects you — not the lender — and is paid once at closing, with no ongoing premiums.
If you’re unsure about title insurance or how it fits into your purchase, I’d be happy to walk you through your options and explain what’s right for your situation.
Originally from Brampton, ON, Kelly brings an extensive background in sales and marketing, with experience in publishing, consumer goods, and services. In 2016, she moved to Langley and now resides in Walnut Grove with her husband and three daughters.
In her spare time, you might find her walking the local trails or enjoying a coffee at a neighborhood cafe. Kelly is passionate about community service and finds fulfillment in volunteering at the Langley Senior Resource Society.
She holds designations as an SRES® (Seniors Real Estate Specialist) and a Seniors Home Safety Specialist, seamlessly blending her professional expertise with a passion for assisting seniors.
Understanding your coverage helps you avoid costly surprises after closing.
Still have questions ? Kelly Blouin is happy to walk you through your options and connect you with the right professionals.
Note: Coverage varies by provider and policy type. Always confirm the specifics of your policy.
Understanding the duration of your title insurance helps you stay protected when it matters most.
If you’re exploring distressed properties or foreclosure opportunities, understanding title risks is especially important.
Knowing how long each policy lasts helps protect you from unexpected issues. The lender’s policy safeguards the mortgage, while the owner’s policy protects your ownership for as long as you own the property. If a covered title issue arises, the policy pays legal fees and expenses to defend your title, providing long-term peace of mind.
Contact me today so I can help you understand your insurance options and prepare the right plan to protect your new home.
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